Blog – Proficient Planner

BLOGS

A few guidelines to follow while buying your first house

Check sub limit conditions before you buy health insurance Ever Since Pankaj Shastri (39) moved out...

Steven FernandesApril 23, 2021

Check sub limit conditions before you buy health insurance

Check sub limit conditions before you buy health insurance When Mrs. Radhika sheth was diagnosed with...

Steven FernandesApril 23, 2021

Don’t mix emotions with your equity investments

Don’t mix emotions with your equity investments The stock markets surprised a lot of investors by...

Steven FernandesApril 23, 2021

Don’t shun equity now for real estate

Don’t shun equity now for real estate Mr. Sharad Rai (40), a senior manager with an...

Steven FernandesApril 23, 2021

Financial Planning basics before you venture into business.

Financial Planning basics before you venture into business. Over the last few years we are witnessing...

Steven FernandesApril 23, 2021

Get Your Priorities Right

Get Your Priorities Right A few months back I met my school mate – Pravin(39) during...

Steven FernandesApril 23, 2021

This festival season, go shopping with a budget in mind.

This festival season, go shopping with a budget in mind. With the festival season having kicked...

Steven FernandesApril 23, 2021

Good Money habits we can learn from our parents

Good Money habits we can learn from our parents Mr.Rajesh Iyer(37) has fond memories of his...

Steven FernandesApril 23, 2021

Have you planned for worst case scenarios?

Have you planned for worst case scenarios? Francis Pinto had a dream career since the time...

Steven FernandesMarch 15, 2021

How portable is your health insurance policy

How portable is your health insurance policy Mr. Anand Rao (42), was suggested by his insurance...

Steven FernandesMarch 15, 2021

Investing in right assets according to your time horizon

Investing in right assets according to your time horizon Mr. Rajesh Iyer(45), a businessman proudly proclaims...

Steven FernandesMarch 15, 2021

Last Minutes Tax Planning: What Options Do You Have

Last Minutes Tax Planning: What Options Do You Have Nikhil (33) was informed by his HR...

Steven FernandesMarch 15, 2021

Managing your Finances in the time of Corona Virus

Managing your Finances in the time of Corona Virus As the world reels under the fear...

Steven FernandesMarch 15, 2021

Plan for a Dignified Retirement Life

Plan for a Dignified Retirement Life At the age of 53 years, when most people of...

Steven FernandesMarch 15, 2021

Plan Your Purchases To Avoid Debt Trap

Plan Your Purchases To Avoid Debt Trap It’s that time of the year when you are...

Steven FernandesMarch 15, 2021

Planning for healthcare expenses

Planning for healthcare expenses Sridhar Iyer’s (28) parents are diabetic since several years and that is...

Steven FernandesMarch 15, 2021

Watch out. That debt is piling up?

Watch out. That debt is piling up? After a long wait of 3 years, Tanmay (37)...

Steven FernandesMarch 15, 2021

A few guidelines to follow while buying your first house

Check sub limit conditions before you buy health insurance Ever Since Pankaj Shastri (39) moved out of his parental house in Thane seven years ago, he has been virtually living on rent along with his wife (33) and daughter (4). For several years now he has been contemplating buying a 1BHK flat in Thane but …

A few guidelines to follow while buying your first house Read More »

Check sub limit conditions before you buy health insurance

Check sub limit conditions before you buy health insurance When Mrs. Radhika sheth was diagnosed with Kidney stone ailment, she was advised laser treatment by her doctor and she promptly took an appointment with the referred hospital for undergoing the procedure. Just 2 days prior to the admission, Radhika gave details of her health insurance …

Check sub limit conditions before you buy health insurance Read More »

Don’t mix emotions with your equity investments

Don’t mix emotions with your equity investments The stock markets surprised a lot of investors by rising more than 20% over the last 6 months with the sensex and the nifty having crossed the psychological mark of 19000 and 6000 respectively. During this period when the markets were moving up, a lot of investors who …

Don’t mix emotions with your equity investments Read More »

Don’t shun equity now for real estate

Don’t shun equity now for real estate Mr. Sharad Rai (40), a senior manager with an IT firm based in Mumbai, has been visiting a few property fairs recently as he intends to invest in real estate purely with the intention of cashing out after a few years with handsome returns. Last few years of …

Don’t shun equity now for real estate Read More »

Financial Planning basics before you venture into business.

Financial Planning basics before you venture into business. Over the last few years we are witnessing a surge in the number of people venturing on their own or keen to start their own business. There does not seem to be a dearth in business ideas and with a lot of new businesses working successfully, many …

Financial Planning basics before you venture into business. Read More »

Get Your Priorities Right

Get Your Priorities Right A few months back I met my school mate – Pravin(39) during a common friend’s family function. After a casual conversation I told him that I am a financial planner and he became interested to know what I really do. After explaining him about my profession he agreed to meet me …

Get Your Priorities Right Read More »

This festival season, go shopping with a budget in mind.

This festival season, go shopping with a budget in mind. With the festival season having kicked in, an average consumer is now flooded with hundreds of mouth watering offers. Right from the car dealers to consumer goods appliances showrooms, all are advertising heavily to catch the attention of the average consumer. It’s very natural to …

This festival season, go shopping with a budget in mind. Read More »

Good Money habits we can learn from our parents

Good Money habits we can learn from our parents Mr.Rajesh Iyer(37) has fond memories of his childhood days when his father was the only earning member in his family of 4 siblings. His mother was a homemaker and was supposed to take care of the children and the kitchen. Rajesh still doesn’t know how much …

Good Money habits we can learn from our parents Read More »

Have you planned for worst case scenarios?

Have you planned for worst case scenarios? Francis Pinto had a dream career since the time he landed his first sales job in 2001 at a very young age of 23 after having completed his MBA in marketing. Slowly he rose up the ranks in his organization based on his exceptional performance and by the …

Have you planned for worst case scenarios? Read More »

How portable is your health insurance policy

How portable is your health insurance policy Mr. Anand Rao (42), was suggested by his insurance advisor to switch his existing health insurance policy to a new insurer under the portability guidelines applicable since 1st October 2011. Since the benefits and features offered by the new insurer were better, Mr. Anand applied for portability nearly …

How portable is your health insurance policy Read More »

Investing in right assets according to your time horizon

Investing in right assets according to your time horizon Mr. Rajesh Iyer(45), a businessman proudly proclaims that his investments for retirement comprises of 25 traditional insurance policies each maturing every year from his age of 61 till 85 years, thereby providing his sufficient income for his retirement. Mrs. Shweta Rao(36), a school teacher has invested …

Investing in right assets according to your time horizon Read More »

Last Minutes Tax Planning: What Options Do You Have

Last Minutes Tax Planning: What Options Do You Have Nikhil (33) was informed by his HR department to submit his investment proofs for the financial year by the weekend failing which they would not accept any proofs after the deadline and the tax would be deducted accordingly. Coincidentally he received a telephone call from his …

Last Minutes Tax Planning: What Options Do You Have Read More »

Managing your Finances in the time of Corona Virus

Managing your Finances in the time of Corona Virus As the world reels under the fear and economic standstill created by the Pandemic – Corona Virus, its important to take stock of a few basic things related to your money and personal finances. Corona Virus has been labelled as a “Black Swan” event, meaning it’s …

Managing your Finances in the time of Corona Virus Read More »

Plan for a Dignified Retirement Life

Plan for a Dignified Retirement Life At the age of 53 years, when most people of that age start thinking about planning for retirement, Mr. Pankaj Kumar quit his job and banking career for good. Over the next 1 year he indulged in his passion – Travel and trekking as he travelled across north India, …

Plan for a Dignified Retirement Life Read More »

Plan Your Purchases To Avoid Debt Trap

Plan Your Purchases To Avoid Debt Trap It’s that time of the year when you are flooded with numerous offers and discounts right from the apparel and electronic shops to the car dealers. As the festival season draws near, most of us have it in our mind to go out and buy something lest we …

Plan Your Purchases To Avoid Debt Trap Read More »

Planning for healthcare expenses

Planning for healthcare expenses Sridhar Iyer’s (28) parents are diabetic since several years and that is the sole reason which has prompted him to buy health cover of Rs 5 lakhs for himself as he is aware that sooner or later he might end up with the same illness as diabetes is a hereditary disease. …

Planning for healthcare expenses Read More »

Watch out. That debt is piling up?

Watch out. That debt is piling up? After a long wait of 3 years, Tanmay (37) and Renu Gupta (35) finally got possession of their flat in November 2012. Since this was their first home, they decided that they will not cut corners and get the best interior for their flat. After the initial budget …

Watch out. That debt is piling up? Read More »

BLOGS

Financial Planning

Services

Workshops

Other Pages

Financial Planning

Services

Workshops

Other Pages