Mr. Steven Fernandes
Steven Fernandes is a Certified Financial Planner and founder of Proficient Financial Planners. He has been in the financial services industry since the year 2000 when he started of as an independent insurance consultant moving to mutual funds and then finally starting Proficient Financial Planners in the year 2009.
In 2014 he registered with SEBI as a Registered Investment advisor and started FEE ONLY financial planning services.
Mr. Fernandes has been writing extensively in the media since the year 2013 and has authored more than 200 case studies published in the prestigious Business Standard Newspaper. He has also written more than 50 articles across various publications such as India Today, Dainik Bhaskar, Daijiworld and Moneycontrol website.
In the year 2017 he authored his first book, “ There is always a financial solution” which is a compilation of 10 real life case studies of people across all age groups, starting from bachelor to Retired couple. Besides he is also actively involved in conducting financial literacy programmes for employees of various corporates. On the CSR front he has conducted financial literacy programmes across nearly 100 colleges and has so far addressed more than 30,000 students across Maharashtra, MP and Goa in association with the Consumer Guidance Society of India.
He is also the current president of the Financial Planners Guild, India, which is a small group of RIA only advisors.
Mr. Fernandes is an avid Trekker and marathon runner. His other interests are singing and is also part of a small theatre group in Thane.
Mr. Fernandes advocates work life balance and imparts highest weightage to Ethics.
Mr. Kishan Moraniya
Mr. Kishan is a Post Graduate in Commerce by qualification. He has also completed his certification as Certified Financial Planner and Insurance Licenciate. He heads the Financial planning division and has been working since 2017 at Proficient Financial Planners.
He is soft spoken, cool headed gentleman who also loves to Trek, watch action movies and photography.
Mr. Anandraj Mahor
Mr. Anand is LLM graduate and a Certified Financial Planner. He works as Associate Financial Planner. Apart from planning he works on the Will & Estate planning requirements of clients. He has been associated with Proficient Financial Planners since 2018. Anand follows latest technology trends apart from being a Trekker & Avid traveller.
Mr. Manish Tiwari
Mr. Manish is a Commerce Graduate and a Certified Financial Planner. He has also completed CFA level 1 and heads Operations and Research at the firm.
He loves travelling and reading.