ABOUT US

ABOUT US

Proficient Planner​

Proficient Financial Planners is a FEE ONLY Financial Planning advisory firm started by Mr. Steven Fernandes CFPCM in September 2009. We cater to a diverse set of clients from salaried to business owners. Our clientele comprises of people passing through various life cycles, starting from the young and single, married couples including retirees. We have drawn several financial plans for clients and are therefore capable of understanding the unique requirements of each individual/ family and thereby provide appropriate advice. We understand that each individual’s financial requirements are unique and we emphasize strongly on understanding your requirements and attending to the minutest of details which will enable us to provide you right advice.

We also take up corporate training and investor education programmes in the area of Financial Literacy, Investment management, Financial Planning, etc.

Proficient Planner​

Proficient Financial Planners is a FEE ONLY Financial Planning advisory firm started by Mr. Steven Fernandes CFPCM in September 2009. We cater to a diverse set of clients from salaried to business owners. Our clientele comprises of people passing through various life cycles, starting from the young and single, married couples including retirees. We have drawn several financial plans for clients and are therefore capable of understanding the unique requirements of each individual/ family and thereby provide appropriate advice. We understand that each individual’s financial requirements are unique and we emphasize strongly on understanding your requirements and attending to the minutest of details which will enable us to provide you right advice.

We also take up corporate training and investor education programmes in the area of Financial Literacy, Investment management, Financial Planning, etc.

Our Team

Our Team

Mr. Steven Fernandes

Steven Fernandes is a Certified Financial Planner and founder of Proficient Financial Planners. He has been in the financial services industry since the year 2000 when he started of as an independent insurance consultant moving to mutual funds and then finally starting Proficient Financial Planners in the year 2009. 

In 2014 he registered with SEBI as a Registered Investment advisor and started FEE ONLY financial planning services. 

Mr. Fernandes has been writing extensively in the media since the year 2013 and has authored more than 200 case studies published in the prestigious Business Standard Newspaper. He has also written more than 50 articles across various publications such as India Today, Dainik Bhaskar, Daijiworld and Moneycontrol website. 

In the year 2017 he authored his first book,  “ There is always a financial solution” which is a compilation of 10 real life case studies of people across all age groups, starting from bachelor to Retired couple. Besides he is also actively involved in conducting financial literacy programmes  for employees of  various corporates. On the CSR front he has conducted financial literacy programmes across nearly 100 colleges and has so far addressed more than 30,000 students across Maharashtra, MP and Goa in association with the Consumer Guidance Society of India. 

He is also the current president of the Financial Planners Guild, India, which is a small group of RIA only advisors. 

Mr. Fernandes is an avid Trekker and marathon runner. His other interests are singing and is also part of a small theatre group in Thane. 

Mr. Fernandes advocates work life balance and imparts highest weightage to Ethics.

Mr. Steven Fernandes

Steven Fernandes is a Certified Financial Planner and founder of Proficient Financial Planners. He has been in the financial services industry since the year 2000 when he started of as an independent insurance consultant moving to mutual funds and then finally starting Proficient Financial Planners in the year 2009. 

In 2014 he registered with SEBI as a Registered Investment advisor and started FEE ONLY financial planning services. 

Mr. Fernandes has been writing extensively in the media since the year 2013 and has authored more than 200 case studies published in the prestigious Business Standard Newspaper. He has also written more than 50 articles across various publications such as India Today, Dainik Bhaskar, Daijiworld and Moneycontrol website. 

In the year 2017 he authored his first book,  “ There is always a financial solution” which is a compilation of 10 real life case studies of people across all age groups, starting from bachelor to Retired couple. Besides he is also actively involved in conducting financial literacy programmes  for employees of  various corporates. On the CSR front he has conducted financial literacy programmes across nearly 100 colleges and has so far addressed more than 30,000 students across Maharashtra, MP and Goa in association with the Consumer Guidance Society of India. 

He is also the current president of the Financial Planners Guild, India, which is a small group of RIA only advisors. 

Mr. Fernandes is an avid Trekker and marathon runner. His other interests are singing and is also part of a small theatre group in Thane. 

Mr. Fernandes advocates work life balance and imparts highest weightage to Ethics.

Mr. Kishan Moraniya

Mr. Kishan is a Post Graduate in Commerce by qualification. He has also completed his certification as Certified Financial Planner and Insurance Licenciate. He heads the Financial planning division and has been working since 2017 at Proficient Financial Planners.  

He is soft spoken, cool headed gentleman who also loves to Trek, watch action movies and photography.

Mr. Kishan Moraniya

Mr. Kishan is a Post Graduate in Commerce by qualification. He has also completed his certification as Certified Financial Planner and Insurance Licenciate. He heads the Financial planning division and has been working since 2017 at Proficient Financial Planners.  

He is soft spoken, cool headed gentleman who also loves to Trek, watch action movies and photography.

Mr. Anandraj Mahor

Mr. Anand is LLM graduate and a Certified Financial Planner. He works as Associate Financial Planner. Apart from planning he works on the Will & Estate planning requirements of clients. He has been associated with Proficient Financial Planners since 2018. Anand follows latest technology trends apart from being a Trekker & Avid traveller.

Mr. Anandraj Mahor

Mr. Anand is LLM graduate and a Certified Financial Planner. He works as Associate Financial Planner. Apart from planning he works on the Will & Estate planning requirements of clients. He has been associated with Proficient Financial Planners since 2018. Anand follows latest technology trends apart from being a Trekker & Avid traveller.

Mr. Manish Tiwari

Mr. Manish is a Commerce Graduate and a Certified Financial Planner. He has also completed CFA level 1 and heads Operations and Research at the firm. 

He loves travelling and reading.

Mr. Manish Tiwari

Mr. Manish is a Commerce Graduate and a Certified Financial Planner. He has also completed CFA level 1 and heads Operations and Research at the firm. 

He loves travelling and reading.

Our Published Book On Financial Planning

Our Published Book On Financial Planning

Mr. Steven Fernandes published his first book titled
“ There’s Always a Financial Solution…and it starts with a good Financial Plan” in the year 2017. The book consists of 10 Real life case studies of people across various age groups starting from a young bachelor, spinster, young couple, widow, middle aged family to a retired couple.

Mr. Steven Fernandes published his first book titled
“ There’s Always a Financial Solution…and it starts with a good Financial Plan”
in the year 2017. The book consists of 10 Real life case studies of people across various age groups starting from a young bachelor, spinster, young couple, widow, middle aged family to a retired couple.

About the Book

Each case study provides a background of their upbringing to give you a sense of how and where they started in life. Its followed by their present financial situation and challenges faced by the characters.

Financial details are provided in an easy to understand format and solutions are suggested to each of the case studies as per their requirements. The story format of each case study makes it an interesting read.

This book is recommended for anyone in the age group of 25 to 60, especially those seeking some guidance on streamlining their personal finance.

About the Book

Each case study provides a background of their upbringing to give you a sense of how and where they started in life. Its followed by their present financial situation and challenges faced by the characters.

Financial details are provided in an easy to understand format and solutions are suggested to each of the case studies as per their requirements. The story format of each case study makes it an interesting read.

This book is recommended for anyone in the age group of 25 to 60, especially those seeking some guidance on streamlining their personal finance.

THERES ALWAYS A FINANCIAL SOLUTION...

And it always starts with a good financial plan

THERES ALWAYS A FINANCIAL SOLUTION...

And it always starts with
a good financial plan

How to Find Us

Fill up the Form and Ask Your Queries

Email

service@proficientplanners.in

Head Office Address

C-5/602 Hyde park Orchid CHS, Ghodbunder road,
Thane (West) - 400610

Phone

+(91) 22 49632482 / +(91) 9821465874

Social Media

How to Find Us

Fill up the Form and Ask Your Queries

Email

service@proficientplanners.in

Head Office Address

C-5/602 Hyde park Orchid CHS,
Ghodbunder road,
Thane (West) - 400610

Phone

+(91) 22 49632482 / +(91) 9821465874

Social Media